Downtime insurance

Prepare yourself for a Rainyday. We cover your unexpected revenue losses by paying instant cash when downtime occurs.

We protect your business from the inevitable

Your business can’t contol third-party applications, and therefore shouldn’t fail due to their downtime. We monitor the performance of business-critical services 24/7, identifying when they are down, so you don’t even need to file a claim.

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How rainyday works

You’ll never need to file a claim! Once your services go down, we transfer the predetermined payment to your bank account.

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Predetermined Coverage
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Downtime Occurs
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Customer Compensation
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What we cover

Fixed, predetermined payment to cover downtime for the following:


Cloud services provide a means to store and access data programs over the internet instead of your computer’s hard drive.


An Internet Service Provider (ISP) provides access to the internet, and allows organizations to gain access to networks.


Customer Relationship Management (CRM) is a technology for managing an organization’s relationships and interactions with customers.


E-Commerce software enables a business to sell products and services through an online platform.


Web hosting is a service that provides the technologies and services that allow organizations to post a website or web page onto the Internet.


A payment system is a way of making transactions or paying for goods and services electronically, without the use of checks or cash.

Insurance that you can rely on

Our goal is to hedge the financial external risk of downtime, with simple quick-paying coverage for the businesses of the 21st century. Sunny days are the best time to prepare for the Rainyday.

Protect your revenue stream

Reduce the volatility of your revenue stream and lower external payout exposures from the unexpected.

Have the cash to recover fast

Maintain liquidity for business continuity and ensure critical business applications with backup solutions.

Release SLA reserves

By transferring external risks, you can free up reserves and use them to boost growth and operations that are normally set aside for unforeseen events.

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